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knowledge so that you can make that decision. new culture at MasterCard encourages risk taking, he said. In its old form, leadership at the firm was nervous and unable to risk upsetting the proverbial apple cart. According to McWilton, the perception was that margins were good, so why take a risk? Now, with the advent of technology like microchip embedded cards, international rules regarding transactions and new federal rules surroundingpayment cards, there has to be a level of creative risk tak

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